Joe Burke Membership Benefits  Tel. 617 833-7576
Supplemental Insurance for Massachusetts State Employees & their Families



Supplemental Insurance Benefits are now available for Massachusetts State Employees, Trial Court Employees, and their Families ... 

In addition to your Commonwealth of Massachusetts basic $5,000 of life insurance, Massachusetts state and trial court employees can now take advantage of several new supplemental insurance plans for the whole family ...

"These supplemental insurance benefits are specially designed to help ‘fill the gaps’ in your basic G.I.C. (Group Insurance Commission) benefits package."

Filling the Gaps

For example, in addition to the basic $5,000 of employee life insurance that every employee receives, the state may also allow you to purchase extra employee life insurance during open enrollment ...  

But what about coverage for your spouse and children and grandchildren?

What if you have been declined coverage?  

What if you want or need more life insurance??

Do you or your spouse need SHORT-term disability/sickness/injury protection to cover the state's initial 3-month gap in coverage ... ???

This is where we can help …  through the convenience of payroll deduction and in cooperation with the Commonwealth - you can now apply for these supplemental benefits for you and/or your spouse and family … so you don't have to worry about losing your family's income and security due to an unexpected illness, injury or death.

Call Joe direct at 617 833-7576 or email Joe @ejosephburke@yahoo.com for more details about our products.

"We can design a plan just for you. To meet your families needs, and to help ‘fill the gap’ in your present state benefits package." 

And we can do it with NO medical exams and NO wait. 

Low Cost Term  - 10,15, 20 and 30 year level fixed

Whole Life - Permanent 'cash value' protection 

Mortgage Protection – Life insurance designed to cover your home loan(s)

The 1,000,000 Policy – guaranteed level premium for a fixed term or for life.

Final Expense Guaranteed Issue - for the uninsurable applicant: cancer, heart, etc.

Hard To Place Life cases – Type II and Insulin Diabetics, overweight, high blood pressure, etc

Universal Life - guaranteed to age 120,  20 pay, Indexed UL

SHORT-Term Disability Insurance - covers the initial 3-month gap in state LTD plan



Call Joe @ 617 833-7576


Term life insurance is temporary insurance for people who want:  To supplement life insurance from work; Cover a mortgage or tuition or an income; A fixed benefit amount for a specific period of time; Competitive premiums.

Term life insurance, simply put, is low-cost life insurance that lasts for a fixed period of time.

Because people's needs vary even within the term life insurance category, we offer term product choices - 10, 15, 20 and 30 year terms, so that the term coverage you select best matches your needs.

If you need assistance, call Joe at 617 833-7576 

Whole life insurance provides permanent insurance protection over an individual's lifetime plus tax-deferred cash value accumulation.

With whole life protection, you lock in a level premium and as long as you continue to pay, the coverage is yours for life and the premium never increases.

We service our customers and policy holders the old-fashioned way - with honesty, integrity, and respect.

Call Joe direct at 617 833-7576 or email Joe @ejosephburke@yahoo.com for more details about our products.


As an Independent Agent with over 20 years experience helping Massachusetts families find the best insurance plan available, Joe Burke knows which company and plan are best for your particular medical and/or financial situation. 


Joe Burke

Massachusetts Enrollment Director, Membership Benefits
Joe has worked with public sector employees and labor since 1989, and has been licensed as an independent insurance agent in the Commonwealth of Massachusetts since 1991.  


You may contact Joe directly at 617 833-7576. 


(Or just click the 'Email Us' button above ... please be sure to post your name and phone number so we can get back to you immediately). 

Our Promise
"We treat Massachusetts state employees with the honesty and respect that they deserve. No pressure. No sales pitch. Just a guarantee  of honest, bottom-line advice and solid protection that best meets you and your family's specific insurance needs." 

- Joe Burke Membership Benefits

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